 |
| FACTS |
What
does Audubon State Bank do with your Personal Information? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Audubon State Bank chooses to share; and whether you can limit this sharing. |
|
Reasons
we can share your personal information
|
Does
Audubon State Bank share? |
Can
you limit this sharing? |
For our everyday business
purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing
purposes —
to offer our products and services to you |
Yes |
No |
| For
joint marketing with other financial companies |
No |
We don't
share |
For
our affiliates' everyday business purposes —
information about your transactions and experiences |
No |
We don't
share |
For
our affiliates' everyday business purposes —
information about your creditworthiness |
No |
We don't
share |
| For
our affiliates to market you |
No |
We don't
share |
| For
nonaffiliates to market you |
No |
We don't
share |
| Questions? |
Call (712) 563-2644 or go to www.audubonstatebank.com |
| What
we do |
| How does Audubon State Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Audubon State Bank
collect my personal information? |
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- apply for financing
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why
can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday
business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
|
| Definitions |
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Audubon State Bank does not share with our affiliates
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Audubon State Bank does not share with nonaffiliates so they can market to
you
|
| Joint
marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Audubon State Bank doesn’t jointly market
|
|
 |
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