CDs & IRAs

REGULAR CERTIFICATES

• Minimum balance to open $500.00 for 1 year maturity
  
• Minimum balance to open $1,000.00 for maturities ranging from 3 months to 5 years
  
• 3 month and 6 month compound or pay interest at maturity
  
• 1 year through 5 year compound or pay interest semi-annually
  
• If opening balance is $10,000.00 or more you can receive your interest monthly by crediting to another account.
  
• Call for current interest rates
  

MONEY MANAGER CERTIFICATES OF DEPOSIT

• Money Manager Certificates of Deposit
  
• Minimum balance to open $2500.00
  
• Maturities range from 2 years to 5 years
  
• All maturities compound or pay interest semi-annually
  
• At your discretion, once during the term of the certificate you may change the rate being offered for the same certificate with the same terms
  
• At your discretion, once during the term you may add to the principal an amount less than or equal to the original deposit
  
• If opening balance is $10,000.00 or more you can receive your interest monthly by crediting to another account.
  
• Call for current interest rates
  
  

TRADITIONAL IRA/ROTH IRA/SEP-IRA

• Minimum balance to open $0.00
  
• Variable rate, can change daily 
  
• Compounds monthly
  
• Customer may select contribution schedule of weekly, monthly, annually, or periodic
  
• Call for current interest rates